Active members of the New Jersey Police and Firefighter Retirement System (PFRS) with one year of creditable service are eligible for this program. Members may buy a home (first-time or trade up). Maximum mortgage amount is $548,250. Interest rate is 30-year fixed. Program rates are set semi-annually in February and August.

Further detail is available on our Police and Firemen's Retirement System Mortgage Program Fact Sheet or by calling 1-800-NJ-HOUSE.

Not sure which program is right for you?

Visit theroadhomenj.com to discover all of NJHMFA’s available mortgage programs.